Borrowly / Insights
Home loan news, explained without the jargon
Rate updates, lender changes and practical borrowing tips for buyers and homeowners across Penrith and Western Sydney. Written by a local broker, not a call centre.
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LatestHow you could still negatively gear a rental property
The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here's how it could be done.
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Why holding out for lower prices could hurt first home buyers
In today’s easing market, it may be tempting to wait for property prices to fall further. But it’s a strategy that could see first home buyers left disappointed. We explain why.
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Spring selling season is here. What's different in 2026?
Australia's peak property season is underway, and spring 2026 is shaping up as a buyers' market. Here's what the experts say we can expect in the weeks ahead.
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Could rates lift off again before Xmas? Here's how to prepare
Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic.
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Could you spot a property scam? Spoiler alert: over 2 in 5 can't
Property transactions involve big bucks - and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams.
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What’s a competitive rate right now? Nearly 50 lenders offer variable rates below 6%
The RBA held the cash rate in August, but lenders are still sharpening their pencils. If your home loan rate isn’t in the very low 6s or below, you could be paying too much.
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Was your offset account flagged in the ASIC investigation?
Some mortgage offset accounts haven’t been working as intended. Here’s how to check if your home loan offset account has actually been helping you save.
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How to avoid this common home buyer trap
Waiting for home prices to ‘bottom out’ before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping for lower prices.
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